"As one of the millions of the baby-boomers conceived in 1945, who were born of parents relieved, liberated, hopeful, and desperate to spare fu-ture generations the kind of conflict that had just ended, and unlike previous generations in the history of Europe, we've been fortunate to live without continent-wide conflict and we have enjoyed broadly rising prosperity and growth. It is now our time to be the visionaries and to do the right things and put the right insurance policies in place which will ensure that the next European generation is at least as lucky as we have been."